The Alabama Dental Association has launched a campaign advocating for dental insurance reform legislation, including a medical loss ratio, according to a Dec. 11 report by WSFA 12.
Here are seven things to know:
1. The More for Your Smile campaign aims to create transparency and accountability in the dental insurance industry.
2. One of the major legislation backings in the campaign is the creation of a medical loss ratio, which would require 85% of premiums to go to treatment.
3. More than a dozen other states are pursuing similar medical loss ratio legislation.
4. The campaign is also pushing for an increase of benefit roll-over maximums.
5. Dr. Leigh Kent, DDS, chairperson of the campaign, said that across the U.S., 40% of premium dollars go towards administrative costs, salaries and corporate profits.
6. The campaign will target patients in dental practices and online to urge patients to encourage lawmakers to pass the legislation.
7. Alabama was recently ranked as the state with the third worst dental health.